Blog / Topic
Processing Fees & Rates
Interchange, markups, statement fees and how to tell if you are overpaying for card processing. See all 41 articles.
Oct 2, 2026 · Fees & Rates
Card-Present vs. Card-Not-Present Rates: Why Online Orders Cost More
Online and phone orders cost more to process than in-person swipes or taps. Here's the real reason card-not-present transactions carry higher rates.
Oct 2, 2026 · Fees & Rates
Why Did My Credit Card Processing Fees Go Up? 7 Real Reasons
Your processing bill jumped and nobody told you why. Here are the 7 real reasons credit card processing fees go up, and which ones are worth fighting.
Oct 2, 2026 · Fees & Rates
Am I Overpaying for Credit Card Processing? 6 Warning Signs
Six real warning signs your business is overpaying for credit card processing, straight from your own statement -- no guessing required.
Sep 20, 2026 · Fees & Rates
How to Read Your Merchant Statement Line by Line
Merchant statements bury fees in dense line items on purpose. Here's how to read yours and spot the charges worth questioning.
Sep 19, 2026 · Fees & Rates
Flat-Rate vs. Interchange-Plus Pricing: Which Actually Costs Less
Flat-rate pricing looks simpler, but interchange-plus is usually cheaper for established businesses. Here's how to tell which pricing model actually saves you money.
Sep 18, 2026 · Fees & Rates
What Is a Merchant Category Code (MCC) and Why It Affects Your Rate
Merchant category codes classify your business for card networks and directly influence your interchange rate. Here's how MCCs work and why the wrong one can cost you.
Sep 5, 2026 · Processing Costs
Level 2 and Level 3 Processing: What B2B Merchants Should Know
B2B and B2G merchants can qualify for lower interchange rates by submitting extra transaction data.
Sep 5, 2026 · Processing Costs
How Payment Processing Rates Are Actually Calculated
Your effective rate is built from several layers, not one number — here's how they stack.
Aug 16, 2026 · Cost Check
5 Signs Your Business Is Overpaying for Card Processing
Tiered pricing, stacked fees, and vague statements are common signs a business is paying more than it should.
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