Gulf Shores, Alabama
Keep more of every sale you make.
PayWavez sets up small businesses with fast, secure payment processing and a free smart POS terminal — with dual pricing that puts the card fee back on the card user, not on you.
No sales call required to get your Merchant ID. Free terminal placement. Automated PCI compliance included.
Runs on the terminals and POS systems you already use
How dual pricing works
One price for cash, one for cards — the customer decides.
Dual pricing (also called cash discount or surcharge programs) lets you post two prices: a lower cash price and a slightly higher card price that covers the processing cost. Customers choose which one they pay. You stop absorbing card fees out of your margin on every transaction.
Customer chooses at checkout
Pay with cash or debit and get the lower price, or pay with credit and cover the standard processing cost — clearly disclosed at the register and on the receipt.
You keep more of the sale
Instead of card fees quietly eating into your margin on every ticket, the program is structured so card users cover the cost of using a card.
Fully compliant setup
PayWavez configures your program to follow card network disclosure rules, so you're not guessing on signage or receipt language.
Fully self-service
Sign up yourself, day or night — and get your own real Merchant ID.
PayWavez is built around self-service signup, not a sales call. And unlike processors that put you on a shared or aggregated MID, every PayWavez merchant gets their own dedicated Merchant ID — your account, your history, your standing.
Your own MID, not a shared one
Aggregated processors group many small merchants under one shared account. PayWavez sets up a real, individual Merchant ID for your business from day one.
Bank-grade identity & account verification
Every application runs through Plaid-powered identity and bank account verification before approval — it's how we keep the self-service flow fast for real merchants while screening out fraud.
Serving all 50 states today
PayWavez currently processes for U.S. merchants nationwide. International support is on the roadmap, not available yet.
~2 min
To get a Merchant ID — no sales call required
2,000+
POS integrations supported
$0
PCI compliance fees, automated for you
Free
Smart terminal placement & white-label gateway
What merchants say
Real reviews from real Gulf Coast businesses.
These are unedited quotes from PayWavez's Google Business Profile — currently rated 4.9 out of 5 across 11 reviews.
“Been dealing with Zac for sometime now. Great rates and everything he says is exactly what he does.”
Harold Motter
“Has made a big difference in our profit.”
T. Shelton, Coyote Beach Sports
“Knowledgeable and super helpful!”
Ruth Bartet
Industries we serve
Built for how your industry actually gets paid.
From retail counters to recurring billing, PayWavez supports merchants across a wide range of industries.
Run a specialty or regulated business? See our High-Risk Specialists page, or view the full Industries directory.
High-risk specialists
We specialize in high-risk and hard-to-place merchants.
Most processors decline high-risk accounts outright. PayWavez's underwriting is built to evaluate and approve the merchant categories other processors turn away.
Communities served
Proudly local to the Gulf Coast.
PayWavez is based in Gulf Shores, Alabama, and serves small businesses throughout the region.
Giving back
The Gulf Coast is home. We protect what's home.
PayWavez is a Gulf Coast company, and giving back to the beaches and wildlife that make this coast worth protecting is part of who we are. A conservation give-back program is in the works — details coming soon, right here.
Ready to stop overpaying on every transaction?
Get your Merchant ID in about two minutes. No sales call, no obligation.