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Industries · MLM & Direct Sales

Distributor payouts and recurring orders, on one rail.

Autoship/recurring orders alongside distributor commission payouts, under income-claim compliance requirements. PayWavez underwrites MLM businesses individually, so your account is built around how your business actually operates — not a generic template.

No sales call required to apply. Free terminal placement for qualifying merchants.

How it works for MLM

Built around how MLM businesses actually get paid

How you get paid

Your payment pattern

Autoship/recurring orders alongside distributor commission payouts, under income-claim compliance requirements.

What we look for to get you approved

Key approval factors

Your compensation plan structure, income disclosure statement, and autoship cancellation policy.

Application speed

About two minutes to apply

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

How self-signup works

From application to accepting payments

1

Application

Tell us about your MLM business — structure, estimated volume, and contact info. Takes about two minutes.

2

Underwriting Review

We review your business against the specific factors that matter for MLM — not a generic checklist.

3

Approval & Setup

Once approved, your dedicated Merchant ID is issued and your terminal or gateway is configured and ready to take payments.

Have this ready

Documents to have on hand before you apply

Having these ready up front is the single biggest thing you can do to speed up underwriting review.

  • Business license
  • Compensation plan document
  • FTC-compliant income disclosure

Locally owned and based in Gulf Shores, Alabama — PayWavez works one-on-one with MLM merchants instead of routing you through a call center.

Common questions

Frequently asked questions

How fast is approval?
2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.
Regulatory scrutiny tied to distributor income claims.
Underwriting reviews the compensation structure and disclosures, not the sales pitch — a compensation plan with a clear, FTC-compliant income disclosure statement in place is what moves this kind of application through cleanly.

Get my MLM processing reviewed

Apply online in about two minutes. No sales call, no obligation.

Apply Now

See every industry PayWavez supports on the Industries directory, including our High-Risk Specialists pages.