For retail businesses
Faster checkout lines. Lower card costs.
Countertop and handheld terminals with quick-tap checkout, inventory-friendly integrations, and dual pricing that keeps card fees from cutting into thin retail margins. Apply online in about two minutes.
No sales call required to get your Merchant ID. Free terminal placement for qualifying merchants.
Built for how you run your business
Why businesses like yours choose PayWavez
Quick-tap checkout
Contactless & chip on every terminal
Move customers through checkout fast with contactless and chip acceptance built into every terminal option.
Inventory-friendly
Clover & 2,000+ integrations
Sync sales with the inventory tools many retail shops already run, with support for Clover and other supported POS platforms.
Protect your margin
Dual pricing for retail
Post one price for cash, one for card, and let the customer decide — so processing costs stop eating into your margin on every sale.
How self-signup works
Get your own Merchant ID in about two minutes
Tell us about your store
Fill out a short form — business type, estimated monthly volume, and contact info. Takes about two minutes.
Verify your identity & bank account
Bank-grade identity and account verification powered by Plaid protects you and PayWavez from fraud before approval.
Get your own Merchant ID
Once verified, you're issued a real, dedicated MID in your store's name — never shared or aggregated.
What merchants say
★★★★★
“Has made a big difference in our profit.”
T. Shelton
Common questions
Frequently asked questions
Do I need a sales call to get started?
No. The entire application is self-service — fill out the form, complete identity and bank verification, and you're done. A team member is available by phone or email if you have questions.
Is my Merchant ID shared with other businesses?
No. Every PayWavez merchant, including retail stores, receives its own dedicated Merchant ID in the business's own name. Accounts are never shared or aggregated.
How long does approval take?
Most applications move through identity and bank verification in about two minutes. Final approval and account activation depend on underwriting review by our processing partner and its sponsor bank.
Does the free terminal placement apply to retail?
Yes, qualifying retail merchants can get a smart POS terminal placed at no cost as part of approval — details are confirmed once your application is reviewed.
Ready to stop overpaying on every sale?
Apply online in about two minutes. No sales call, no obligation.
See more on how PayWavez fits your industry — visit Solutions.