For e-commerce & wholesale

One gateway for online and in-person payments.

Q: How long does approval take?

Most applications move through identity and bank verification in about two minutes. Final approval and account activation depend on underwriting review by our processing partner and its sponsor bank.

PayWavez's free white-label gateway lets e-commerce and wholesale businesses accept online payments under their own brand. Your online and in-person terminal sales show up together in one report. Apply online in about two minutes.

Apply Now — 2 Minute Approval

No sales call required to get your Merchant ID. Free terminal placement for qualifying merchants.

Built for how you run your business

Why businesses like yours choose PayWavez

No stacked gateway fee

Free white-label gateway included

Accept online payments under your own brand — with no separate monthly gateway fee stacked on top of processing.

Built for B2B

Invoice-friendly for wholesale accounts

Send and collect on invoices without needing a separate processor for online orders.

2,000+ integrations

Connects to the tools you already use

From shopping carts to accounting software, PayWavez's gateway connects to the systems e-commerce and wholesale businesses already run.

How self-signup works

Get your own Merchant ID in about two minutes

Tell us about your business

Fill out a short form — business type, estimated monthly volume, and contact info. Takes about two minutes.

Verify your identity & bank account

Bank-grade identity and account verification powered by Plaid protects you and PayWavez from fraud before approval.

Get your own Merchant ID

Once verified, you're issued a real, dedicated MID in your business's name — never shared or aggregated.

What merchants say

★★★★★

“Knowledgeable and super helpful!”

Ruth Bartet

Common questions

Frequently asked questions

Do I need a sales call to get started?

No. The entire application is self-service — fill out the form, complete identity and bank verification, and you're done. A team member is available by phone or email if you have questions.

Is my Merchant ID shared with other businesses?

No. Every PayWavez merchant, including e-commerce and wholesale businesses, receives its own dedicated Merchant ID in the business's own name. Accounts are never shared or aggregated.

How long does approval take?

Most applications finish identity and bank verification in about two minutes. Final approval and account setup depend on a quick review by our processing partner and its sponsor bank.

Can I use the gateway alongside an in-person terminal?

Yes. The free white-label gateway is designed to keep online and in-person terminal sales reporting unified under one account.

Ready for one gateway that does it all?

Apply online in about two minutes. No sales call, no obligation.

Apply Now

See more on how PayWavez fits your industry — visit Solutions.