Industries · Software & SaaS

Recurring revenue shouldn’t come with unpredictable declines.

Subscription and recurring billing, card-on-file charges, usage-based overages, and involuntary churn from expired cards. PayWavez underwrites Software & SaaS businesses individually, so your account is built around how your business actually operates — not a generic template.

Get your SaaS billing reviewed — 2 Minute Approval

No sales call required to apply. Free terminal placement for qualifying merchants.

How it works for Software & SaaS

Built around how Software & SaaS businesses actually get paid

How you get paid

Your payment pattern

Subscription and recurring billing, card-on-file charges, usage-based overages, and involuntary churn from expired cards.

What we look for to get you approved

Key approval factors

Your MRR/ARR, refund policy, free-trial-to-paid conversion structure, and dunning (failed-payment retry) process.

Application speed

About two minutes to apply

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

How self-signup works

From application to accepting payments

Application

Tell us about your Software & SaaS business — structure, estimated volume, and contact info. Takes about two minutes.

Underwriting Review

We review your business against the specific factors that matter for Software & SaaS — not a generic checklist.

Approval & Setup

Once approved, your dedicated Merchant ID is issued and your terminal or gateway is configured and ready to take payments.

Have this ready

Documents to have on hand before you apply

Having these ready up front is the single biggest thing you can do to speed up underwriting review.

Business license
3 months of bank or processing statements
A sample invoice
Terms of service showing your billing cadence

Locally owned and based in Gulf Shores, Alabama — PayWavez works one-on-one with Software & SaaS merchants instead of routing you through a call center.

Common questions

Frequently asked questions

How fast is approval?

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

Will an expired card mid-cycle break my billing?

Card-on-file billing is only as reliable as the retry logic behind it. Our processing partners support account-updater services that refresh expired or reissued card numbers automatically, plus configurable retry/dunning schedules, so a routine card expiration doesn’t turn into an involuntary cancellation.

Get your SaaS billing reviewed

Apply online in about two minutes. No sales call, no obligation.

Apply Now

See every industry PayWavez supports on the Industries directory, including our High-Risk Specialists pages.