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High-risk specialist · Telemarketing

Outbound sales, underwritten for the calls that come with it.

Most telemarketing businesses have already been turned down by at least one processor before they find us — usually over the category alone, not their actual history. One non-compliant script can trigger a wave of chargebacks. It’s a common frustration, and it’s exactly why we review your business case-by-case instead of issuing a blanket decline.

No sales call required to apply. Free terminal placement for qualifying merchants. Same-day and next-day funding available.

How it works for telemarketing

Built around how telemarketing businesses actually get paid

How you get paid

Your payment pattern

Card-not-present phone sales, TCPA compliance exposure, and elevated fraud/dispute scrutiny.

What we look for to get you approved

Key approval factors

Your script/compliance review, TCPA consent process, and average sale size.

Application speed

About two minutes to apply

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

How self-signup works

From application to accepting payments

1

Application

Tell us about your telemarketing business — structure, estimated volume, and contact info. Takes about two minutes.

2

Underwriting Review

We review your business against the specific factors that matter for telemarketing — not a generic checklist.

3

Approval & Setup

Once approved, your dedicated Merchant ID is issued and your terminal or gateway is configured and ready to take payments.

Have this ready

Documents to have on hand before you apply

Having these ready up front is the single biggest thing you can do to speed up underwriting review.

  • Business license
  • Sample call script
  • TCPA consent process documentation

Locally owned and based in Gulf Shores, Alabama — PayWavez works one-on-one with telemarketing merchants instead of routing you through a call center.

Common questions

Frequently asked questions

How fast is approval?
2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.
One non-compliant script can trigger a wave of chargebacks.
Script compliance is reviewed before it becomes a chargeback problem, not after — a documented TCPA consent process and a clean, compliant call script are checked during underwriting specifically to catch what would otherwise surface as a dispute wave down the road.
What consent records do I need to keep?
Records showing how and when each contact consented to be called or texted, retained for the period your compliance counsel advises. In a dispute or a regulatory inquiry, the record is the defense — an assurance that consent existed is not.
How do do-not-call obligations affect my operation?
You need to scrub against the national registry on the schedule required, maintain your own internal do-not-call list, and honor requests promptly. Internal list failures are as common a problem as registry failures.
Can I record calls?
Recording rules vary by state, and some require all parties to consent. Build your disclosure around the strictest state you call into rather than the state you are calling from.
Why is card-not-present pricing higher?
Because the card is not physically present, the transaction carries more fraud and dispute exposure, and interchange reflects that. Keying a card manually on a card-present account is not a workaround — it prices differently and can create an account mismatch.
How do I keep fraud losses down on phone orders?
Address verification, card security code, and a documented process for orders that fall outside your normal pattern — unusual ticket size, mismatched billing and shipping, rush delivery. Most avoidable losses come from skipping the exception process, not from missing tools.
What should my refund policy look like?
Stated clearly at the point of sale, restated on the receipt or confirmation, and actually honored. A refund policy that is hard to find is a chargeback waiting to happen.

Get my telemarketing program reviewed

Apply online in about two minutes. No sales call, no obligation.

Apply Now

See every industry PayWavez supports on the High-Risk Specialists directory, including our Standard Industries pages.

Apply Now — 2 Minute Approval