High-risk specialist · Subscription & Continuity Billing
Recurring revenue, underwritten for the chargeback pattern that comes with it.
Most subscription & continuity billing businesses have already been turned down by at least one processor before they find us — usually over the category alone, not their actual history. Customers dispute instead of cancelling. It’s a common frustration, and it’s exactly why we review your business case-by-case instead of issuing a blanket decline.
No sales call required to apply. Free terminal placement for qualifying merchants.
How it works for subscription & continuity billing
Built around how subscription & continuity billing businesses actually get paid
How you get paid
Your payment pattern
Auto-renewal billing, forgotten subscriptions, and cancellation-friction disputes.
What we look for to get you approved
Key approval factors
How easy your cancellation process is, your renewal-notice practice, and average subscription value.
Application speed
About two minutes to apply
2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.
How self-signup works
From application to accepting payments
Application
Tell us about your subscription & continuity billing business — structure, estimated volume, and contact info. Takes about two minutes.
Underwriting Review
We review your business against the specific factors that matter for subscription & continuity billing — not a generic checklist.
Approval & Setup
Once approved, your dedicated Merchant ID is issued and your terminal or gateway is configured and ready to take payments.
Have this ready
Documents to have on hand before you apply
Having these ready up front is the single biggest thing you can do to speed up underwriting review.
- Business license
- Subscription terms
- Cancellation policy
Locally owned and based in Gulf Shores, Alabama — PayWavez works one-on-one with subscription & continuity billing merchants instead of routing you through a call center.
Common questions
Frequently asked questions
How fast is approval?
Customers dispute instead of cancelling.
Get my subscription model reviewed
Apply online in about two minutes. No sales call, no obligation.
See every industry PayWavez supports on the High-Risk Specialists directory, including our Standard Industries pages.