Skill, chance, or somewhere in between — priced correctly.

Most online gaming businesses have already been turned down by at least one processor before they find us — usually over the category alone, not their actual history. State-by-state legality slows underwriting down. It’s a common frustration, and it’s exactly why we review your business case-by-case instead of issuing a blanket decline.

See what your platform qualifies for — 2 Minute Approval

No sales call required to apply. Free terminal placement for qualifying merchants. Same-day and next-day funding available.

How it works for online gaming

Built around how online gaming businesses actually get paid

How you get paid

Your payment pattern

Real-money gaming distinctions, bonus-abuse and fraud exposure, and state-by-state legality.

What we look for to get you approved

Key approval factors

Game classification (skill vs. chance), state licensing, and your KYC/AML process.

Application speed

About two minutes to apply

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

How self-signup works

From application to accepting payments

Application

Tell us about your online gaming business — structure, estimated volume, and contact info. Takes about two minutes.

Underwriting Review

We review your business against the specific factors that matter for online gaming — not a generic checklist.

Approval & Setup

Once approved, your dedicated Merchant ID is issued and your terminal or gateway is configured and ready to take payments.

Have this ready

Documents to have on hand before you apply

Having these ready up front is the single biggest thing you can do to speed up underwriting review.

Business license
Gaming license if applicable
KYC/AML policy

Locally owned and based in Gulf Shores, Alabama — PayWavez works one-on-one with online gaming merchants instead of routing you through a call center.

Common questions

Frequently asked questions

How fast is approval?

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

State-by-state legality slows underwriting down.

Classification and licensing questions are handled up front rather than mid-review — bring your game’s skill-vs-chance classification and KYC/AML process, and the state-by-state legality question gets resolved as part of the initial submission instead of stalling it.

Can you support an online gaming business?

It depends entirely on what the business is and where it operates. Skill-based gaming, sweepstakes models, and licensed real-money gaming are treated as different categories with different requirements. The first step is documenting your model and your licensing, not quoting a rate.

What licensing documentation is required?

Whatever your jurisdiction requires for the model you run, plus legal review documentation supporting how the model is classified. A file with no licensing documentation and no legal opinion behind the model will not clear underwriting.

Do I need geolocation controls?

If your model is restricted by jurisdiction, then yes — you need to be able to show you can restrict play to where you are permitted to operate. Underwriting will ask how that is enforced.

How do you handle friendly fraud and disputes here?

This category sees a higher rate of cardholders disputing charges they recognize, so account setup emphasizes clear billing descriptors, accessible transaction history, and a documented refund policy. Those three things resolve more disputes than any post-hoc dispute strategy.

What KYC do you expect on my players?

Identity and age verification appropriate to your model and jurisdiction, with records retained. Underwriting will want to see the process, not just an assurance that one exists.

Will a reserve apply?

Often, in this category. If it applies, the amount, type, and release schedule are disclosed in writing before signature.

See what your platform qualifies for

Apply online in about two minutes. No sales call, no obligation.

Apply Now

See every industry PayWavez supports on the High-Risk Specialists directory, including our Standard Industries pages.