Continuity billing without the FTC red flag.

Most nutraceuticals & supplements businesses have already been turned down by at least one processor before they find us — usually over the category alone, not their actual history. Free-trial customers forget and dispute instead of cancelling. It’s a common frustration, and it’s exactly why we review your business case-by-case instead of issuing a blanket decline.

Get my supplement brand reviewed — 2 Minute Approval

No sales call required to apply. Free terminal placement for qualifying merchants. Same-day and next-day funding available.

How it works for nutraceuticals & supplements

Built around how nutraceuticals & supplements businesses actually get paid

How you get paid

Your payment pattern

Navigating free-trial funnels and continuity billing securely under FTC guidelines to protect your merchant account.

What we look for to get you approved

Key approval factors

Clarity of your trial-to-paid disclosure, refund policy, and average subscription length.

Application speed

About two minutes to apply

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

How self-signup works

From application to accepting payments

Application

Tell us about your nutraceuticals & supplements business — structure, estimated volume, and contact info. Takes about two minutes.

Underwriting Review

We review your business against the specific factors that matter for nutraceuticals & supplements — not a generic checklist.

Approval & Setup

Once approved, your dedicated Merchant ID is issued and your terminal or gateway is configured and ready to take payments.

Have this ready

Documents to have on hand before you apply

Having these ready up front is the single biggest thing you can do to speed up underwriting review.

Business license
Product labels/claims
FTC-compliant trial disclosure

Locally owned and based in Gulf Shores, Alabama — PayWavez works one-on-one with nutraceuticals & supplements merchants instead of routing you through a call center.

Common questions

Frequently asked questions

How fast is approval?

2-Minute Instant Boarding: Move through identity verification and start accepting payments in as little as two minutes.

Free-trial customers forget and dispute instead of cancelling.

This is the single biggest chargeback driver in continuity billing, and it’s solved with disclosure, not denial — a clear, conspicuous trial-to-paid disclosure and an easy cancellation path measurably reduce “forgot to cancel” disputes before they happen.

Why are supplements treated as high risk?

The category has a long history of aggressive claims and free-trial continuity billing, which produced high dispute rates. Underwriting looks at your marketing and your billing model to see which kind of operator you are.

What claims can I make on my product pages?

Claims that a product diagnoses, treats, cures, or prevents disease create regulatory exposure and will be flagged. Structure and function statements have their own requirements, including disclaimers. Have your site reviewed before you apply rather than after.

Can I run a free-trial offer?

Free-trial-to-continuity offers are the most scrutinized pattern in this category. If you run one, the conversion date, the amount, and the cancellation method must be clear at signup, and cancellation has to be genuinely easy.

What documentation should I have ready?

Product labels and ingredient lists, supplier or manufacturer documentation, your website and any funnel pages, your refund policy, business formation documents and EIN, and recent processing statements including chargeback history.

How do I keep my chargeback ratio in a healthy range?

A recognizable descriptor, an easy cancellation path, prompt refunds, and shipping that matches what the order page promised. Most disputes in this category come from billing surprise rather than product dissatisfaction.

Does it matter who fulfills my orders?

Yes. Fulfillment reliability affects dispute rates directly, and underwriting may ask who fulfills and how quickly. A third-party fulfillment relationship is fine — an undocumented one is what causes problems.

Get my supplement brand reviewed

Apply online in about two minutes. No sales call, no obligation.

Apply Now

See every industry PayWavez supports on the High-Risk Specialists directory, including our Standard Industries pages.