Pricing model — flat rate
The last merchant account you'll ever need.
One flat rate on every transaction — 2.5% + $0.15 — with none of the hidden fees that come with off-the-shelf processors. Simple, predictable, and built for businesses that want to skip the fee-structure homework.
You’ll be redirected to our secure application to finish signup — identity and bank verification happen there.
Why merchants pick this program
The flat rate advantage
One simple rate
2.5% + $0.15 per transaction
No tiered rate cards, no interchange math to track — one flat rate on every card type, every time.
No statement fees
Nothing buried in the fine print
No monthly statement fee, no minimum fee, no annual fee.
No hidden downgrades
The rate you're quoted is the rate you pay
No surprise downgrade fees for card types that don't qualify for a lower tier.
No PCI compliance fees
Compliance included
PCI compliance is built into the program at no extra charge.
Fast approval
Instant approvals
Most applications are approved in under 2 minutes.
Dedicated MID
Your own Merchant ID
A real Merchant ID issued in your business's name, not a shared account.
How signup works
From application to accepting cards
Apply online
Click Sign Up Now and complete the secure application with your business, banking, and volume details.
Verify instantly
Identity and bank verification happen inside the application — most merchants are approved in about 2 minutes.
Get your own Merchant ID
Once verified, you're issued a real, dedicated MID at a flat 2.5% + $0.15 on every transaction.
Common questions
Frequently asked questions
How is flat rate different from surcharging or dual pricing?
Is 2.5% + $0.15 the rate for every card?
Are there other fees?
How do I sign up?
Want the simplest pricing option?
Apply in about 2 minutes. Free smart terminal, next-day funding, and one flat rate — 2.5% + $0.15, no hidden fees.
Not sure which pricing model fits your business? Compare all three or apply with help from our team.