Keep 100% of your sales.

Wipe out processing fees instantly with our compliant Dual Pricing program — a listed cash price and a listed card price, so the cost of accepting cards never comes out of your business.

You’ll be redirected to our secure application to finish signup — identity and bank verification happen there.

Why merchants pick this program

The keep-100% dual pricing advantage

Zero processing fees

Keep 100% of your revenue

Dual pricing shows a cash price and a card price at checkout, so the cost of taking cards is built into the price — not taken out of your deposit.

No hardware cost

Free smart terminals

Terminals come ready to show both prices and do the math automatically — no manual price tags to keep up with.

Cash flow

Next-day funding

Funds settle to your bank account by the next business day.

Fast approval

Instant approvals

Most applications are approved in under 2 minutes through our secure portal.

Compliant setup

Built to program rules

Dual pricing programs must be clearly disclosed at checkout. Our terminals handle the required signs and receipt language automatically.

Dedicated MID

Your own Merchant ID

A real Merchant ID issued in your business's name, not a shared account.

How signup works

From application to accepting cards

Apply online

Click Sign Up Now and complete the secure application with your business, banking, and volume details.

Verify instantly

Identity and bank verification happen inside the application — most merchants are approved in about 2 minutes.

Post your dual pricing

Your free smart terminal arrives ready to display cash and card pricing and handle the math automatically at checkout.

Common questions

Frequently asked questions

What's the difference between dual pricing and surcharging?

Surcharging adds a fee on top of one posted price, and only for credit card purchases. Dual pricing (also called cash discounting) posts two prices for every sale — a cash price and a slightly higher card price. Dual pricing is usually the more flexible option because it can apply to both credit and debit in most states, as long as it's clearly disclosed.

Is dual pricing legal?

Yes, cash discount / dual pricing programs are legal nationwide when prices are clearly and conspicuously disclosed at the point of sale and on the receipt. PayWavez's smart terminals handle the required signage automatically.

How much can I save?

Merchants on our dual pricing program typically wipe out most of their card processing costs, since the cost shows up in the card price instead of coming out of your deposit.

Do I need new price tags?

No. Dual pricing is calculated and displayed at the terminal, not on physical price tags — you keep one set of prices in the back office.

Do I need a sales call to sign up?

No. The application is fully self-service through our secure portal, any time, day or night. If you'd rather talk it through first, our team can also apply on your behalf.

Ready to keep 100% of your sales?

Apply in about 2 minutes. Free smart terminal, next-day funding, and a program built for maximum merchant savings.

Not sure which pricing model fits your business? Compare all three or apply with help from our team.