iPOSpays and iPOSgo | Transforming How Merchants Accept Payments

Dejavoo has built a modern payment ecosystem designed to meet the needs of today’s hybrid commerce world — where sales can happen online, in-store, on the go, or through recurring billing. At the heart of that ecosystem are two flagship solutions: iPOSpays (the full-stack gateway + cloud + POS backend) and iPOSgo! (a Tap-to-Pay app that turns a smartphone into a payment terminal). Together, they offer merchants powerful tools to accept, manage, and track payments with minimal friction.

Below, we explore how iPOSpays and iPOSgo! streamline payment operations, increase flexibility, and lower operational complexity for modern businesses.

What Are iPOSpays and iPOSgo!?

iPOSpays — Dejavoo’s Omni-Commerce Gateway

iPOSpays is Dejavoo’s all-in-one gateway platform that supports virtually every payment scenario:

• Hosted payment pages for e-commerce or MOTO (mail/phone-order) transactions.
• A cloud-based virtual terminal (Cloud POS) for online or remote payment entry, recurring billing, invoicing, and payment links.
• Tokenization and a vault-level security infrastructure to securely store customer payment methods.
• Fraud protection via a built-in risk management tool called S.A.F.E., with real-time fraud scoring and transaction monitoring.
• Support for Level 2 and Level 3 data enrichment for B2B or government transactions — useful when higher transaction data is required for lower interchange fees.

In short: iPOSpays is built to handle online payments, in-store payments, remote payments, recurring billing, invoicing, and more — all from a unified gateway.

iPOSgo! — Tap-to-Pay Anywhere, No Dedicated Hardware Required

iPOSgo! leverages the same gateway backend, but turns your smartphone or tablet (iOS or Android) into a fully functional payments terminal via NFC. 

With iPOSgo!, businesses can accept contactless card payments or mobile wallet payments (tap-to-pay), turn their everyday device into a point-of-sale — no need to buy or maintain costly dedicated hardware. This makes it especially appealing to mobile merchants — food trucks, pop-up shops, service providers, delivery staff, or anytime you want to accept payments on the go. 

How These Solutions Streamline Payments & Business Operations

1. Unified Payment Workflows — Online, In-Person & Recurring

Because iPOSpays handles everything — gateway, hosted checkout, tokenization, recurring billing, virtual terminal — merchants don’t need multiple vendors or disjointed tools. Whether a customer purchases online, over the phone or at the counter, payments flow through the same system.

Recurring billing and stored-payment-method vaults make subscription-based businesses especially easy to manage. The Cloud POS lets merchants send secure payment links (via email/SMS/QR), enabling “card-not-present” or remote payments without extra friction. 

This unified workflow reduces complexity, speeds up checkout, and ensures consistent reporting across channels.

2. Security & PCI Compliance Without the Headache

iPOSpays is built with enterprise-grade security. Tokenization ensures that full card data is never stored on merchant servers, reducing PCI scope and liability. 

For merchants using third-party POS software or their own billing systems, Dejavoo offers the SPIn (Secure Payment Interface) semi-integration: a secure cloud-based bridge between the POS and Dejavoo terminals that passes payment requests — but never exposes sensitive data to the in-house system. This dramatically simplifies compliance and reduces risk. 

As a result, merchants get full payment capability (card, contactless, e-commerce, etc.) with security baked in and fewer compliance headaches.

3. Flexibility & Scalability — From Street Vendor to Enterprise

Because iPOSpays and iPOSgo! scale from a single phone to full enterprise deployments, they fit a wide range of business sizes and models.

• Small & mobile merchants — iPOSgo! allows accepting payments via smartphone, no extra hardware. Perfect for pop-ups, events, food trucks, service businesses, lawn care, delivery, etc.
  
• Online & hybrid retailers — iPOSpays supports hosted pages, payment links, remote invoicing, recurring billing, and tokenization — ideal for SaaS, subscription, or e-commerce merchants.
  
• Growing or enterprise merchants — With multi-MID support, Level 2/3 data support, and full virtual terminal + gateway + processing integration, it’s enterprise-ready. Recent updates even allow merchants to accept ACH/eCheck payments via partner integration.
  

This flexibility makes Dejavoo’s ecosystem future-proof for companies at different growth stages.

4. Faster Checkout & Modern Payment Methods

Dejavoo recently added support for modern payment methods like Google Pay and continues support for contactless card payments through Tap-to-Pay. 

For merchants using embedded checkout or mobile wallet–enabled customers, iPOSpays ensures a fast, user-friendly checkout — reducing dropouts and improving conversion.

Furthermore, the ability to generate payment links or send invoices remotely broadens use cases beyond retail or brick-and-mortar — useful for remote services, consultations, or online orders.

5. Better Reporting, Terminal Management & Business Tools

iPOSpays includes a merchant dashboard and backend tools for control, reporting, and terminal management. Recent updates have expanded these tools:

• Real-time transaction tracking via “FEED,” giving instant updates for POS, Cloud POS, or Tap-to-Pay payments.
  
• Support for gift cards and loyalty/redemption when using Deep Linking integration on terminals — useful for retail stores building customer loyalty.
  
• Multi-MID support means merchants operating multiple locations or stores can manage them under one roof.
  
• Ability for ISOs/merchants to remotely manage terminals (via Command & Communication Centre), helpful for multi-location setups, remote support, and rapid deployment.
  

Such features help businesses stay organized, track performance, and grow without chaotic spreadsheets or multiple systems.

Real-World Use Cases: Where iPOSpays + iPOSgo! Shine

Mobile & Field Services

For businesses like lawn care, home repair, pet services, car detailing — iPOSgo! turns any smartphone into a payment terminal. No need to carry bulky hardware. The flexibility of Tap-to-Pay + contactless + EMV — plus remote invoicing — empowers in-the-field checkout or post-service billing.

Subscription & Recurring-Billing Businesses

SaaS, membership clubs, service-subscription models — with iPOSpays’ tokenization and recurring billing, merchants can securely keep customer payment info and automate monthly/quarterly charges. Payment links or virtual invoices help manage renewals or bookings.

Brick-and-Mortar Retailers & Restaurants

Use gateway-powered Dejavoo terminals or Cloud POS. Accept cards, tap-to-pay, support gift cards and loyalty, run batch settlements per store, and enjoy detailed reporting and reconciliation. Multi-MID and remote management help when operating several outlets.

Online + Offline Hybrid Stores

For e-commerce businesses that also sell in-store or via mobile sales, iPOSpays gives a unified platform for checkout, digital invoicing, and terminal processing — simplifying reconciliation and reducing the need for multiple systems.

High-Risk / Specialized Retail (Age-restricted, B2B, etc.)

Thanks to support for Level 2/3 data enrichment, eCheck, ACH, and advanced fraud tools via S.A.F.E., iPOSpays is well-positioned for B2B, wholesale, membership-based or regulated-industry merchants needing robust compliance and data handling.

What’s New — Recent Upgrades You Should Know (2025)

• Real-time Transaction Feed (FEED): Instant transaction tracking across POS, CloudPOS, and Tap-to-Pay terminals.
• Google Pay & Apple Pay Support: Checkout pages and embedded checkouts now accept major mobile wallets.
• Gift Card & Loyalty Program Support: For merchants using Deep-Link integrations.
• Multi-MID & Multi-Store Support: Useful for businesses with multiple outlets or merchant accounts.
• ACH / eCheck via Partner Integration: Through Paya ACH, enabling electronic bank-account-based payments, expanding payment method flexibility.
• Offline Mode: Payment processing even without network connectivity (for P-series terminals) — ideal for remote or unstable internet environments.
  

Potential Limitations & What You Should Watch Out For

No platform is perfect. Some considerations before choosing iPOSpays/iPOSgo!:

• Requires good integration for some advanced features. If you want to use Deep Linking, gift-card/loyalty support, or tokenization, setup may be more involved.
• Dependence on gateway + terminal ecosystem. To fully exploit real-time tracking, batch settlement, multi-MID support, etc., you need to use Dejavoo-powered terminals or supported Cloud POS.
• For mobile Tap-to-Pay (iPOSgo!), NFC-enabled devices only. Businesses without compatible phones may need dedicated terminals.
• As with any gateway, fees & processing rates vary depending on merchant account, volume, and transaction types. Always compare total cost, not just gateway feature capabilities.

Conclusion — Why Dejavoo iPOSpays and iPOSgo! Are Smart Choices for Modern Merchants

For businesses aiming to streamline payments without compromising flexibility or security, Dejavoo’s iPOSpays and iPOSgo! stand out as powerful all-in-one solutions. Whether you’re handling mobile services, operating pop-up retail, managing online subscriptions, or scaling across multiple physical locations, this ecosystem empowers you to accept every major payment type — cards, tap-to-pay, digital wallets, contactless, and eCheck — all through a unified, compliant, and easy-to-manage platform.

With upgraded features like real-time transaction feeds, multi-MID support, gift & loyalty program integration, mobile wallet acceptance, and offline processing, merchants gain a future-ready system built for speed, reliability, and growth.

For PayWavez users, the synergy is even stronger. Integrating iPOSpays or iPOSgo! into your payment workflow gives you a smoother checkout experience, better reporting, fewer support issues, and the kind of frictionless payment journey today’s customers expect.

If you’re ready to elevate your payment acceptance and unlock a smoother, scalable, merchant-friendly setup — start exploring your options with PayWavez today:
👉 Sign up here: https://www.signuplink.ai/register/paywavez

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