Choosing a modern point-of-sale (POS) system is one of the most important investments a business can make. You need a solution that not only processes payments quickly, but also manages staff, handles online orders, supports loyalty programs, and grows with your business. Clover POS has gained a strong reputation for being an all-in-one system that does exactly that.

Whether you run a café, retail store, quick-service restaurant, or mobile service business, Clover offers a combination of sleek hardware and powerful software built to simplify day-to-day operations. This in-depth review covers Clover pricing, plans, features, hardware devices, pros and cons, and who it is best for.

Why Clover Is One of the Leading All-in-One POS Systems

Businesses choose Clover because it eliminates the need for multiple tools. Instead of buying separate systems for payment acceptance, loyalty, employee tracking, reporting, and online ordering, Clover packs everything into one seamlessly integrated ecosystem.

Here’s what sets Clover apart:

• Fast and secure payment processing
• Industry-specific software plans
• Strong inventory management tools
• Easy staff scheduling and permissions
• Built-in loyalty and customer engagement
• Free 90-day trial
• Virtual terminal for remote payments
• Integrations with popular apps like Gusto, QuickBooks, Homebase, and DoorDash
• Multiple hardware options for every business type

For many growing businesses, Clover essentially becomes a cash register, payment processor, online ordering system, employee manager, CRM tool, and reporting dashboard — all in one place.

Clover POS Pricing (2025)

Clover does not follow a “one-plan-fits-all” pricing model. Instead, it offers custom plans based on industry type, such as retail, restaurant, or service. Prices vary depending on whether you purchase through Clover directly or through a merchant service provider.

Below is the general pricing structure for Clover purchased directly:

Clover Software Plans

1. Starter Plan

Ideal for small businesses getting started.
Includes:

• Basic POS features
• Inventory essentials
• Payment acceptance
• Online reporting dashboard

Price Range: Typically $14.95–$29.95/month.

2. Standard Plan

Designed for growing businesses needing additional tools.
Includes everything in Starter plus:

• Advanced inventory
• Employee permissions
• Full reporting suite
• Basic customer engagement tools

Price Range: $49.95–$79.95/month.

3. Advanced / Premium Plans

Built for full-scale restaurants, high-volume retailers, and multi-location businesses.
Includes:

• Full loyalty program
• Advanced menu & item modifiers
• Online ordering suite
• Staff scheduling and time tracking
• Detailed analytics
• Integrations and add-ons

Price Range: Often $89.95–$149.95/month depending on business size.

Important Note on Pricing

If you buy Clover from a merchant provider instead of Clover directly, the monthly cost and contract terms can differ. Some providers offer:

• Lower card processing rates
• Financing options
• Free hardware with contract
• Additional support

This is why many businesses choose to buy Clover through payment service companies such as Paywavez to reduce costs and get personalized setup help.

Clover Card Processing Fees

If you buy Clover directly, you must use Clover’s built-in payment processing. Fees generally look like this:

• In-person transactions: 2.3% – 2.6% + 10¢
• Online or keyed-in payments: 3.5% + 10¢

   

Through third-party merchant providers, these rates can sometimes be lower.

Clover Hardware Options

Clover offers some of the industry’s most polished and reliable POS hardware. Each device is purpose-built for specific business environments — from retail counters to food trucks to mobile service teams.

Below are Clover’s most popular devices.

1. Clover Station Duo

Best For: Restaurants, retail stores, and busy checkout counters.

A powerful two-screen POS system — one screen for the cashier and one facing the customer. It supports:

• Fast customer checkouts
• Inventory and menu management
• Full loyalty programs
• Integrated printer and scanner options

This is the strongest, most complete system Clover offers.

2. Clover Station Solo

Best For: Larger service businesses and mid-size operations.

Similar to Station Duo but with a single touchscreen. Ideal for businesses that want the power of a countertop system without needing a customer-facing display.

3. Clover Mini

Best For: Small counters, salons, boutiques, coffee shops.

Small but powerful — Clover Mini includes:

• Touchscreen
• Built-in printer
• Payment acceptance
• Apps for loyalty, inventory, staff, and reporting

A popular choice for compact retail environments.

4. Clover Flex

Best For: Quick-service restaurants, delivery operations, on-the-go businesses.

Clover Flex offers the full power of a POS system in a portable handheld device. You can:

• Take orders tableside
• Accept contactless, chip, and swipe payments
• Print receipts with the built-in printer
• Manage inventory
• Check reports

It can be used at the counter or carried to customers — extremely versatile.

Clover Flex vs Clover Flex Pocket

Clover recently introduced a lighter version called Clover Flex Pocket. Here are the key differences:

Both devices integrate fully with all other Clover hardware.

5. Clover Go

Best For: Mobile sellers, freelancers, field services.

A simple card reader that connects to your smartphone. Great for:

• Trade shows
• Craft fairs
• Food trucks
• Home service businesses

Key Clover POS Features

Clover delivers a long list of tools that help businesses stay efficient and profitable. Below are highlights of the most valuable features.

1. Payment Processing

Clover accepts all major payment methods:

• Chip cards
• Swipe cards
• Contactless NFC
• Apple Pay, Google Pay, Samsung Pay
• Gift cards
• Online invoices
• Virtual terminal payments

Security includes end-to-end encryption and PCI compliance.

2. Customer Loyalty & Engagement

Clover excels in customer engagement. Features include:

• Auto-created customer profiles
• Loyalty points and rewards
• SMS and email marketing
• Customer feedback on receipts
• Custom promotions

Many businesses see improved repeat purchases through Clover’s loyalty system.

3. Online Ordering & Curbside Pickup

Clover builds a full online ordering page for your business. You can:

• List digital menus
• Update items instantly
• Offer pickup, curbside, or scheduled orders
• Integrate with DoorDash

Clover does not charge commission or setup fees for its built-in online ordering — a major advantage compared to many restaurants platforms.

4. Inventory Management

Clover includes detailed inventory features:

• Stock tracking
• Variants (sizes, colors, modifiers)
• Automatic low-stock alerts
• Item categories
• Barcode scanning
• Real-time analytics

This makes Clover ideal for retail businesses and restaurants with frequently changing menus.

5. Staff Management

Clover helps manage your employees with:

• Individual PIN logins
• Custom permissions
• Time tracking
• Schedules
• Performance reports

You maintain full control over access and visibility.

6. Virtual Terminal

Even if you don’t have hardware with you, Clover lets you:

• Accept card payments
• Send invoices
• Process recurring payments
• View customer history

All from your web dashboard — a major convenience for service businesses.

Pros and Cons of Clover POS

Pros

• True all-in-one POS solution
• Wide range of industry-specific tools
• Simple interface and intuitive design
• Robust hardware lineup
• Free 90-day trial
• No commissions for online orders
• Cloud-based and mobile-friendly
• Excellent integrations and add-ons
• 24/7 customer support

Cons

• Proprietary hardware (no third-party devices allowed)
• Businesses buying directly must use Clover’s payment processor
• Can be expensive for very small or low-volume businesses

Is Clover POS Right for Your Business?

Clover is an excellent choice for businesses that want a unified system combining payments, management tools, and modern hardware. It is best for:

• Restaurants (quick-service or full-service)
• Retail stores and boutiques
• Bars and breweries
• Salons and spas
• Mobile service businesses
• Food trucks
• Coffee shops
• Professional services

If you value simplicity, speed, scalability, and polished hardware, Clover is hard to beat.

Final Thoughts: Why Clover Is a Top All-In-One POS Choice

Clover offers the perfect balance of advanced features and easy usability. Its flexible pricing, customizable tools, diverse hardware lineup, and strong integrations make it suitable for almost every business type. From payment acceptance to loyalty programs, Clover eliminates the need for separate systems, saving time and reducing operational complexity.

For businesses looking for a reliable, modern, and future-ready POS solution, PayWavez with Clover stands out as one of the best platforms available in 2025.

Digital Business Cards and More Google Reviews are just a Few of the PayWavez Perks!